Unemployment Benefits (WW)
The WW benefit (Werkloosheidswet — Unemployment Insurance Act) is a safety net for employees who lose their job. The benefit provides a temporary income while you search for a new position. In this article you will read when you are entitled to unemployment benefits, how to apply, how long and how much you receive, and what obligations apply.
Table of Contents
Conditions for WW
You are entitled to a WW benefit if you meet the following conditions:
1. You are unemployed
You have lost at least 5 working hours per week, ór — if you worked fewer than 10 hours per week — at least half of your working hours. You are available for work.
2. You are not culpably unemployed
You must not have become unemployed through your own fault. Culpable unemployment leads to refusal or reduction of the benefit.
3. You meet the weeks requirement (wekeneis)
You must have worked in at least 26 weeks during the 36 weeks before your first day of unemployment (Article 17 WW). This is known as the weeks requirement (wekeneis) or reference requirement (referte-eis).
The weeks requirement summarised
26 out of 36 weeks worked = entitlement to WW. It does not matter how many hours per week you worked. Every week in which you worked at least one hour counts.
Amount of the WW Benefit
The WW benefit is calculated on the basis of your daily wage (dagloon):
- First two months: 75% of the daily wage
- From the third month: 70% of the daily wage
The daily wage (dagloon) is calculated on the basis of your SV wage (social insurance wage) in the reference period before your unemployment. The UWV uses a fixed calculation method that may differ from an exact calendar year. The maximum daily wage is adjusted twice a year (1 January and 1 July). Consult the UWV website for the current maximum daily wage and the resulting maximum WW benefit.
Duration of the WW Benefit
The duration of your WW benefit depends on your employment history:
Basic duration: 3 months
If you meet the weeks requirement (wekeneis) but not the years requirement (jareneis), you are entitled to 3 months of WW.
Extended duration via the years requirement (jareneis)
If you also meet the years requirement (jareneis) — in at least 4 of the 5 calendar years before your unemployment you received sufficient wages from employment — you receive 1 month of WW benefit per full calendar year of employment history. The maximum duration is 24 months. The criterion is not only hours, but whether you received wages as an employee in the relevant year on which social insurance contributions were paid.
Example calculation of WW duration
Suppose you have a fully accrued employment history of 15 years. You meet the years requirement (jareneis). Your WW duration is then 15 months. Please note: not all years automatically count. The UWV assesses per calendar year whether you received sufficient wages from employment. Once your WW duration expires, the benefit stops regardless of whether you have found a new job.
Applying for WW
You apply for the WW benefit through the UWV. The procedure is as follows:
- Register as a jobseeker — register with the UWV via werk.nl, no later than your first day of unemployment.
- Apply for WW — submit the WW application via uwv.nl, preferably within one week after your first day of unemployment. Applying later is possible, but may result in your benefit starting later.
- UWV assesses your application — the UWV checks whether you meet the conditions and whether there is any culpable unemployment.
- Decision and payment — you receive a decision and the first payment usually within four weeks.
Apply for WW on time
Register at werk.nl no later than your first day of unemployment and submit the WW application preferably within one week. Applying later may result in your benefit starting later, but does not automatically lead to a reduction of the amount.
Obligations During WW
During the WW benefit you have obligations:
- Apply for jobs — you must actively search for work and apply for positions. The UWV may carry out checks.
- Be available — you must be available for work and may not go on holiday without permission.
- Accept suitable work — you must accept suitable work. In the first six months you may search for work at your level; after that the definition of “suitable work” is broadened.
- Report changes — you must report changes in your situation (work, income, illness, holiday) to the UWV immediately.
Culpable Unemployment
When processing the WW application, the UWV assesses whether you have become culpably unemployed. Culpable unemployment can lead to a temporary or permanent refusal of the WW benefit:
- Resigning yourself — if you resign without a valid reason, you are culpably unemployed.
- Summary dismissal — is in principle considered culpable.
- Seriously culpable conduct — if you were dismissed due to your own actions (theft, fraud, etc.).
The following situations are in principle not considered culpable by the UWV, but the UWV always assesses the specific circumstances:
- Dismissal due to reorganisation
- Dismissal due to underperformance — provided you did not act culpably (for example by structurally refusing to cooperate with improvement plans)
- Dismissal due to a disrupted working relationship — provided you are not the cause of the disruption yourself
- Dismissal by mutual consent (provided the agreement is drafted in a WW-safe manner and there is no urgent cause in the file)
- Expiry of a temporary contract
- Dismissal during the probationary period by the employer
WW After a Settlement Agreement
After dismissal via a settlement agreement you are entitled to WW, provided the settlement agreement meets certain conditions. Read more in our detailed article on unemployment benefits and settlement agreements.
The main conditions are:
- The initiative for termination lies with the employer
- There is no urgent cause in the file
- The fictitious notice period has been correctly observed
- There is no detrimental act (you did not help the employer dismiss you more cheaply than necessary)
- The UWV judges on the basis of the overall circumstances that you are not culpably unemployed
Received a settlement agreement? Check your WW rights
An error in the settlement agreement can jeopardise your WW benefit. Have the agreement reviewed by our lawyers. You will receive a response on working days within 1 hour.
Upload your agreementAdditional Income During WW
You are allowed to earn additional income alongside your WW benefit. If you earn income from new employment, an income exemption applies in the first two months: 25% of your income is not offset. From the third month, your income is fully offset against your WW benefit. Please note: the income exemption only applies to income from employment, not to other forms of income (such as pension or alimony).
Earning additional income from work is generally advantageous, as your net income will be higher than the WW benefit alone. Always report your additional earnings to the UWV to avoid sanctions.
Practical Tips
- Apply for WW immediately — register at werk.nl on your first day of unemployment and submit the application within one week.
- Keep all documents — your employment contract, settlement agreement, payslips and the dismissal letter are needed for the application.
- Verify your daily wage — the UWV calculates your daily wage based on your salary in the reference year. Check that this is correct.
- Apply actively — the UWV monitors your job application efforts. Insufficient efforts may lead to a reduction.
- Report changes — if you start working, earn additional income, fall ill or go on holiday, report this to the UWV immediately.
Frequently Asked Questions
How long does my WW benefit last?
The basic duration is 3 months (if you meet the weeks requirement). If you also meet the years requirement (jareneis), you receive 1 month of WW per year worked, up to a maximum of 24 months.
How much WW do I receive per month?
The first two months 75% of your daily wage, then 70%. A maximum daily wage applies that is adjusted twice a year. Consult the UWV website for the current maximum.
Can I receive WW if I resign myself?
In principle not. Resigning is considered culpable unemployment. There are exceptions, for example if you resign due to seriously culpable conduct by the employer. Always seek legal advice before resigning.
Do I have to accept every job during WW?
In the first six months you may search for work at your own level. After that, the definition of “suitable work” is broadened and you must also accept work below your level or at a lower salary. Refusing suitable work may lead to a reduction of your benefit.
Can I go on holiday during WW?
Yes, but you must report your holiday to the UWV in advance. You are entitled to a maximum of 20 holiday days per year (for a full WW benefit, pro rata for a partial benefit). During pre-reported holiday days you are not required to apply for jobs and your benefit continues. Unreported holiday days may lead to a sanction. If you take more days than the permitted maximum, your benefit may be suspended for the additional days.
What if my WW benefit expires and I have not found a job?
After the WW benefit expires, you may be able to claim social assistance (Participatiewet). Social assistance is means-tested (income and assets). You may also be eligible for an IOW benefit (Wet inkomensvoorziening oudere werklozen — Income Provision for Older Unemployed Workers Act). The age threshold for the IOW is not fixed: it depends on the year in which you became unemployed and may change due to legislative amendments. Consult the UWV website for the current conditions.
Do I accrue pension during WW?
No, during WW you do not in principle accrue pension. Some pension funds offer the option to continue pension accrual voluntarily during unemployment. Contact your pension fund for the available options.